Blanket Loan Financing

We specialize in providing customized, permanent financing, Blanket Loans for seasoned landlords and investors who own three or more rental properties nationwide. Our innovative financing programs are specifically designed to support entrepreneurial investors like you, helping you grow and succeed in your rental property ventures.

We can provide COMPETITIVE soft quotes without pulling credit reports or spending any of your hard-earned money by using your numbers! – We want to EARN your business!

Our approach focuses on property cash flow rather than personal tax returns. We understand that many landlords may show limited income or even losses on their tax returns due to expense write-offs with highlights including:

• 1-4 Unit Single Family Housing, Condo, Townhomes Targeted
• $500,000 and up – Property Values >$90,000
• 5-10-30 Year Fixed Rates
• DSCR down to 1.0%
• NO Personal Debt to Income Ratios
• NO Tax Returns
• Interest Only and 30 Year Amortization Available
• Funding into LLC, Corporation, Land Trusts, Personal Name
• NO CAPEX requirements
• Expeditious closing times – (~10 business days after all docs in hand)

Underwriting doesn’t place minimums or ratios on personal income or other debt obligations Instead, we assess your subject rental portfolio by looking at the total income and expenses of the rental portfolio to determine cash flow and ultimately approval of our Blanket Loan.

Of course we will review credit, loan size, net worth, number of units, zip code, LTV, partnership ownership, and the cash flow of your rental portfolio. Our priority is ensuring that your properties meet a debt service coverage ratio (DSCR) of 1.0 or higher.

Flexible Blanket Loan Lenders

Our unique underwriting Blanket Loan options offer a range of flexible non-bank products, allowing you to find the right fit for your specific needs. Our goal is to empower you to expand your rental business with ease and confidence.

Give us a call at 877-727-7030 to speak with one of our experienced team members and explore the best Blanket Loan financing solutions for your portfolio.

Blanket Loans (1-4 Unit)

• 3 - 300 Investment Properties
• 1 - 4 Unit SFR, Condo or Townhome
• Terms: 5, 10, & 30 Yrs
• Loans Up to 75% of Value
• Loan Values: $500 - $100M
• 1.0 DSCR Min

Short Term Rental Home Loans

• 5 - 100 Rental Properties
• 1 - 4 Unit SFR, Condo or Townhome
• Terms: 5, 10, & 30 Yrs
• Loans Up to 80% of Value
• Loan Values: $500 - $100M

At Rental Home Loan LLC, we’re excited to announce the expansion of our renowned residential blanket loan program, making it easier than ever for property investors to grow and manage their portfolios!

As one of the nation’s leading residential blanket mortgage lenders, we specialize in providing tailored financing solutions that simplify the process of financing multiple properties under one convenient loan.

Our blanket loans are crafted with the needs of investors in mind, whether you’re managing multifamily apartment buildings, residential rental properties, or even select commercial properties designed for lease.

These loans are ideal for serious investors looking to streamline their financing, reduce overhead, and enhance their cash flow with flexible, efficient options.

Contact us today or call 877-727-7030 to get started with a loan option tailored to your needs.

- Experienced Team: Pick up the phone or push the button now and try us out! - Often times and within minutes, someone can tell if the person you are speaking with on the other end, you are speaking with is a newbie hire or a seasoned professional that quickly understands your basic goals of the transaction. We bring the best overall VALUE in the industry!

- Investor-Friendly Approach: Common since underwriting, low closing cost, no upfront fees, and free SOFT quotes using your information and no credit pulls or formal applications, we understand the unique challenges of real estate investing and offer flexible approval processes that consider the income potential of your properties.

- Expansive Lending Coverage: Our loan programs now reach more regions across the country, so you can feel confident in finding financing for your investments, wherever they are.